10 Stock Investing Rules I Learned the Hard Way — A CPA's Personal Guide for Average Investors These are not rules from a textbook. They came from actually being in the market — watching my portfolio drop, resisting the urge to sell, and slowly building the discipline that separates investors who build wealth from those who just break even. If you are starting out or want a more intentional framework, these ten rules are the foundation I wish I had on day one. Who This Is For: Average investors starting from scratch, early in their journey, or investing casually who want a more intentional framework. These rules come from personal experience navigating real market cycles, real losses, and real wins — not theory. Why Most People Fail at Stock Investing Most people do not lose money in the market because they picked the wrong stock. They lose because they panic at the wrong time, invest more than they can emotionally handle, or never develop the discipline to stay the...