LLC vs S-Corp: Which One Actually Saves You More in Taxes? (2026 Guide) LLC vs S-Corp: Which One Actually Saves You More in Taxes? (2026 Real Numbers) Most business owners know they should think about entity structure — but few ever sit down with real numbers. This guide compares LLC and S-Corp at three income levels specifically chosen to show where the math flips: the breakeven zone at $75K, the first clear S-Corp win at $150K, and the point of strong divergence at $300K. All figures use verified 2026 federal tax law, with New Jersey used as an illustrative state example. Quick Summary: At $75K profit, LLC and S-Corp cost nearly the same — the admin overhead wipes out the payroll tax savings. At $150K, S-Corp pulls ahead by over $5,000 per year. At $300K, the gap grows to $8,000+ on structure alone — and stacking strategies can push total savings past $45,000 annually. The Core Concept   Personal + Business The One Thing Th...